The main trends in Securitization?

Question by Johnnie Walker: The main trends in Securitization?
Which of the following is not one of the main trends in securitization?

a) increased demand for liquidity
b) increased demand for information-sensitive securities
c) increased demand for information-insensitive securities
d) management of prepayment risk
e) none of the above

Best answer:

Answer by Amazing Grace
e seems to be the best option

What do you think? Answer below!

What are the experience yard stick for America’s presidency?

Question by HONEY: What are the experience yard stick for America’s presidency?
What are McCain’s educational qualifications?
What are Obama’s educational qualifications?
Has any of these two candidates ever hold the following positions:
secretary of states?
Vice presidency?
defense secretary?
Does voting for Iraq war that killed over 4100 Americans makes one an experienced candidate?
Which of these candidates have shown better quality of life success and hope for America?
Does being senile/demented constitute positive experience for the white house?

Best answer:

Answer by thomas
As commander in chief, he should have military experience.

McCain: A
Obama: F

He should have leadership abilities.

McCain: A
Obama: F

He should have demonstrated courage.

McCain: A
Obama: F

he should have deep experience in government.

McCain: A
Obama: D!

What do you think? Answer below!

Q&A: Can somebody tell me what would happen if the US was to default on its debt?

Question by Tee: Can somebody tell me what would happen if the US was to default on its debt?
How that would affect the economy, stocks, and commodities in general. Take a guess at how events would unfold.

Best answer:

Answer by Tim
Value of the dollar could decline forcing a massive hyperinflation bubble. 1920’s post war Germany and the mark would be a prime example of such events under the Weimar Republic. In 1923, the value of the mark was 4.2 trillion marks to a single dollar. A pint of milk cost consumers 30 billion marks.

What do you think? Answer below!

Q&A: Explain why one would expect the interest rates on collateralized loan & unsecured loan to differ?

Question by J1: Explain why one would expect the interest rates on collateralized loan & unsecured loan to differ?
What would that difference be?
this question is about short-term financing.

Best answer:

Answer by financegal27
A Collateralized Loan is backed with securitization payments in the form of different tranches. Financial institutions back this security with receivables from loans. So it is less risky than an unsecure loan, therefore more risk means investors need a greater reward. An unsecured loan would have a higher interest rate than a collateralized loan.

Add your own answer in the comments!

PCI Compliance Veteran to Share Expertise on Combating Hacktivism


Plano, TX (PRWEB) April 23, 2013

As a leading provider of PCI-compliant managed hosting and cloud services, Layered Tech has developed considerable expertise in recognizing and thwarting threats to sensitive financial data. Layered Tech Chief Risk Officer Jeff Reich will share some of this insight when he addresses the 2013 Electronic Transactions Association (ETA) Annual Conference & Expo on the timely subject of hacktivism. The conference, in New Orleans from April 30 to May 2, will bring together thousands of professionals from the electronic payments industry.

Hacktivism the use of legal and/or illegal digital tools and techniques in the pursuit of political or social ends is a growing threat to the wide variety of businesses involved in the processing of electronic payments. Reich, a well-known risk management and security expert in the hosting market, will help conference attendees understand who hacktivists are, what motivates them, what they try to do, and how companies can reduce their risks of falling victim to hacktivism. Reich will also show how hacktivism is not a narrow internet security issue but rather a broader threat to businesses and their reputations.

Hacktivism is a relatively new threat to payment processors, and one thats rapidly growing, said Reich. I look forward to sharing what weve learned at Layered Tech about how to recognize, prepare for, and mitigate this very real security risk.

As the first hosting company in the world to become compliant with the Payment Card Industry Data Security Standard (PCI DSS), and the only hoster to offer clients a PCI compliance guarantee, Layered Tech is well positioned to help payment processing businesses understand todays information security threat environment. Layered Tech works with businesses throughout the electronic payment chain, including merchants, software solution developers, payment processors, and gateways.

The 2013 ETA Annual Conference & Expo will be held at the New Orleans Convention Center and will feature nearly 200 exhibitors as well as keynote speakers and day-long conference sessions focused on topics of particular interest to todays electronic payment industry. Jeff Reichs presentation, titled Managing Risk for Online Threats and Hacktivism Actions, is scheduled for 4:00pm on April 30, as part of a day-long session focusing on security and regulatory compliance topics. For more information about the 2013 ETA Annual Conference & Expo, visit http://www.electran.org/am13.

About Layered Tech

Layered Technologies (Layered Tech), a leading global provider of compliant and secure cloud and hosting services, offers PCI-, HIPAA- and FISMA-compliant hosting solutions, managed dedicated hosting and cloud computing services, including Compliance Guaranteed, which ensures that all Layered Tech compliance services are guaranteed to pass 100 percent of every IT audit or assessment. By providing high-quality technology, infrastructure and support, Layered Tech enables clients to eliminate capital expenses and save on operating costs so they can focus on core initiatives. Layered Techs scalable infrastructure powers millions of sites and Internet-enabled applications, including e-commerce and SaaS. Clients include federal, state and local government agencies; large enterprises with advanced data security, compliance and uptime requirements; and leading-edge Web 2.0 startups. For more information, visit http://www.layeredtech.com.

Contact: Nate Brancato

Tel: 816-222-1206

Fax: 816-222-1280

Email: nate.brancato(at)layeredtech(dot)com







How hard is to get a finance for a machinery for $65 000?

Question by poopi: How hard is to get a finance for a machinery for 000?
I’m planning on getting a machine for $ 65000, I’ve never had any loans or buy a new car. My credit scores are not good in 2 bureus are 670 and Expirian is 570. I’m trying right now to improve my credit scores but it’s not easy, takes time. I applyed in City Financial for a personal lon (not that I need one) but just to try to get the loan and pay it off. But I was denied. So I decided to use more of my credit card so it will show in my cradit report that I had a bigger loan ($ 7000). And then pay off the credit cards. If you have any ideas what shoul I do I’ll appreciate you answer. Thank you in advance.

Best answer:

Answer by das_coon
It will be very hard to get a loan for 65,000 with little credit history. What will make it even harder is if you can’t show income.

The manufacturer of the equipment may have finance available through them, since if you default, they can take back possession. Most banks will consider a piece of machinery a poor securitization option because there is such a limited market.

Know better? Leave your own answer in the comments!

Finance Minister Sammy Wilson announces the start of legislation for pleural plaques claims from 14 December 2011. He is pictured with Nigel Dodds MP and Stanley Blair, Chairman of the H&W Pensioners Action Group.

Check out these Finance images:

Finance Minister Sammy Wilson announces the start of legislation for pleural plaques claims from 14 December 2011. He is pictured with Nigel Dodds MP and Stanley Blair, Chairman of the H&W Pensioners Action Group.
Finance
Image by Northern Ireland Executive
Finance Minister Sammy Wilson announces the start of legislation for pleural plaques claims from 14 December 2011. He is pictured with Nigel Dodds MP and Stanley Blair, Chairman of the H&W Pensioners Action Group who have been at the forefront in the campaign for justice to restor the right to compensation for victims of Pleural Plaques.

Finance Minister Supports Natural World Challenge
Finance
Image by DUP Photos
Finance Minister Sammy Wilson pictured with naturalist Adam Gartely during his visit to Stormont Estate

Natural World Challenge delivered in partnership by the Ulster Wildlife Trust and Caring Breaks. This unique project gives adults with learning difficulties the chance to explore nature at accessible green places on their doorstep and now includes Stormont’s 60 hectares of wooded parkland as a venue for activities.

©Press Eye Ltd Northern Ireland – 27th September 2012
Mandatory Credit – Picture by Darren Kidd/Presseye.com

What were/was/are/is the main causes of the economic situations?

Question by Jimmy H: What were/was/are/is the main causes of the economic situations?
I use those 4 terms because are the problems current day? Are they singular? There is the whole idea that if you get to the root of a problem, you can fix it. Is that applicable in this situation?
Also, does the stock market play any role?
While I’m here. Many people say “invest in gold/ silver.” Does that translate to just buy it, or how else do you invest in it?

Best answer:

Answer by Hereese
over speculation
sub prime loans
housing market, which is connected to sub prime loans

What do you think? Answer below!

How long until former presidents become responsible for the US economy again?

Question by Chewy Ivan 2: How long until former presidents become responsible for the US economy again?
Conservatives blamed the economic collapse of 2008 on President Clinton, seven and a half years after he left office. Yet only a year and a half out of office, they claim President Bush is no longer responsible for the economy. When will President Bush become at least partly responsible for the economy again?
For Jaker: The Republicans controlled Congress from January 1995 to January 2007, less than a year before the last recession began. Is it really a Democrat-controlled Congress that caused all the problems?

Best answer:

Answer by jaker
They cite things Clinton did as encouraging the housing bubble but he is by no means totally responsible for what the Congress did after he left office. Bush happened to be in office when that bubble burst and he is really no more responsible than Clinton. The real blame rests with the dem controlled Congress.

What do you think? Answer below!

e-Logic Group CEO Anthony Martinez Conducts Strategy Sessions To Discuss Seminars On Advanced Securitization Audits, Forensic Audits, Quiet Title, Mortgage Fraud


Miami, FL (PRWEB) July 13, 2012

As real estate scammers continue to hold bogus seminars using hot industry catch phrases like Quiet Title and Mortgage Fraud, a greater need has presented itself for real, crucial and critical information on these very real topics. “I may think I know everything there is to know about advanced securitization, quiet title and mortgage fraud options or arguments but that may not coincide with what attorneys and investors really need,” says Anthony Martinez, e-Logic Group’s Chief Executive Officer whose company now offers Advanced Securitization Audits, Forensic Audits and Litigation Strategy Analysis and is very well known in the legal community as one of the most reliable go to resources. “Attendees of seminars are your clients and like all relationships it’s important to discuss your clients needs, understand them and come up with a plan that works for them. That’s why I’ve decided to conduct strategy sessions with attorneys and investors on the topics of my Discovery Tactic’s Seminars before I actually begin offering them.”

Discovery Tactic Seminars are designed to be cutting edge. They offer attendees factual and critical real life working information that’s not theory based on someone’s inexperienced interpretation. Discovery Tactics is a Weblog authored by Mr. Martinez, a Discovery Expert, Consultant and Strategist. His consulting company Anthony Martinez & Associates/AMA Global Group (“AMA”) is the most advanced Legal Process Outsourcing (“LPO”) company (and probably the only LPO Service Provider) that specializes in real property defense and offensive litigation that offers true back-end office support services to attorneys. AMA does advanced legal research, drafts advanced pleadings and trains attorneys in specific litigation tactics and strategies relative to real property litigation.

“I’ve seen these quiet title seminars and the information they offer first hand. Their quiet title approach is based on the hope of a default. So what happens when the opposition fights back, claims your action is frivolous and moves for attorney fees?

Q&A: How hard is to get a finance for a machinery for $65 000?

Question by poopi: How hard is to get a finance for a machinery for 000?
I’m planning on getting a machine for $ 65000, I’ve never had any loans or buy a new car. My credit scores are not good in 2 bureus are 670 and Expirian is 570. I’m trying right now to improve my credit scores but it’s not easy, takes time. I applyed in City Financial for a personal lon (not that I need one) but just to try to get the loan and pay it off. But I was denied. So I decided to use more of my credit card so it will show in my cradit report that I had a bigger loan ($ 7000). And then pay off the credit cards. If you have any ideas what shoul I do I’ll appreciate you answer. Thank you in advance.

Best answer:

Answer by das_coon
It will be very hard to get a loan for 65,000 with little credit history. What will make it even harder is if you can’t show income.

The manufacturer of the equipment may have finance available through them, since if you default, they can take back possession. Most banks will consider a piece of machinery a poor securitization option because there is such a limited market.

Add your own answer in the comments!

Latest Chain Of Title Audit News

On section 1203
If I were Ms. Lerner, Mr. Miller (who relied heavily on 6103 in his testimony), or anyone in that chain, 1203 would be a huge concern. It is for every Service employee, which is why I and others were always very cautious about taking unapproved …
Read more on Power Line (blog)

Glenn Gruenhagen, Minnesota State Legislator, Blames UN For Climate Change
He also cited a 2010 InterAcademy Council audit of the Intergovernmental Panel on Climate Change, a U.N.-formed organization, saying it showed problems with the science behind climate change. The audit report said that the IPCC has made mistakes with …
Read more on Huffington Post

Can someone please help me in simple words with the helpof an example: What is asset securitization?

Question by MUNJAL S: Can someone please help me in simple words with the helpof an example: What is asset securitization?

Best answer:

Answer by jeff410
http://www.investopedia.com/terms/s/securitization.asp

Its the bundling of assets and then selling them to investors. They are backed by the income from the assets, such as mortgages. Its a way of turning them into cash quickly for the sellers.

What do you think? Answer below!

Chartminer, Top Stock Investment Strategy!

Chartminer, Top Stock Investment Strategy!
Chartminer, Top Stock Investment Strategy!
“the Best Buy Signal In 104 Years!” According To Dr. Scott Brown, Phd In Finance. Let Chartminer Quickly Scan The Stock Market, And Help You Identify Wyckoff Triggers & Signals. Watch As Markets Explode Out Of These Areas Of Accumulation & Distribution.
Chartminer, Top Stock Investment Strategy!

Easy Moneyplanner – Control Your Finances
Easy Moneyplanner - Control Your Finances
A Simple System To Plan And Project Your Monthly Expenses To Keep Yourself Out Of The Red. Little Computing Knowledge Required – Designed To Be Easily Compared With Your Bank Statement On A Regular Basis. Great For The Self-employed As Well.
Easy Moneyplanner – Control Your Finances

Would a tax on stock trading slow down the churning and encourage investment instead of gambling?

Question by goddessinglasses: Would a tax on stock trading slow down the churning and encourage investment instead of gambling?
Should the slicing up of mortgages be banned? How could these transactions become more orderly and transparent, while making some $ $ .
Heard that on the radio. Actually, it sounds like too much investing willy nilly was going on. So, yes, maybe it needs to be slowed down.

Now, put aside your neocon stuff and give us some ideas. Stop reacting- start thinking. I asked the question to get ideas, not this recycled propaganda.
* I am also told that this is working in England.

Best answer:

Answer by curtisports2
Yeah, the answer to encourage investment is another tax. Sheesh.

Add your own answer in the comments!

Why did the Clinton and Bush deregulation regime lead to misallocation of capital ending in financial collapse?

Question by ideogenetic: Why did the Clinton and Bush deregulation regime lead to misallocation of capital ending in financial collapse?
Is it now obvious that markets do not know best how to allocate capital?

“And what I’m saying to you is, yes, I found a flaw. I don’t know how significant or permanent it is, but I’ve been very distressed by that fact.” – Alan Greenspan, finally realizing the flaws of capitalism that Marx understood in the 19th century.

Best answer:

Answer by Bo Bo
What they called deregulation wasn’t.

Give your answer to this question below!

Finance

A few nice Finance images I found:

Finance
Finance
Image by barto
Department of Finance and Administration.

Finance Minister Visiting Banbridge
Finance
Image by DUP Photos
Finance Minister pictured during his visit to Banbridge. (L-R) Adrain Farrell, President of Portadown Chamber of Commerce, Joe Quail, Vice-Chairman of Banbridge Traders, Minister, David Simpson, MP and Charlie Gardiner, Chairman of Lurgan Chamber of Trade

Finance Minister Sammy Wilson participated in a round table discussion in Banbridge, during which he highlighted the Executive’s ongoing support for town and city centres.

Picture taken by: Heather Thompson (DFP) – 26/09/2012

Finance
Finance
Image by yourdoku
This is a solvable sudoku made with the characters of Finance city in Belgium.

View financedoku or make your own design at yourdoku.com