forensic audit on eBay
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Latest auctions forensic accounting
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Most recent Chain Of Title auctions
Chain of title eBay auctions you ought to maintain an eye on:
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Cool Forensic Auditing images
Some cool Forensic Auditing images:
The Executives Office (component 7)
Image by steveleenow
A clearer shot of the Director of Finance’s Desk.
Some of the boxes stacked on the Director of Finance’s desk include documents associated the forensic audit that is currently ongoing.
Mr. Kutz delivers his testimony
Image by House Committee on Education and the Workforce Dem
Greg Kutz, Managing Director of Forensic Audits and Specific Investigations at the U.S. Government Accountability Office, testifies at a hearing examining the abusive and deadly use of seclusion and restraint on Might 19, 2009.
The Worth of Forensic Loan Audit
Forensic Loan audit is one of the hottest subjects that the monetary world is speaking about. Now that we are at the moment facing hard times, there are a lot of people that are resorting t do desperate issues. Because numerous of us badly need to have income to assistance our daily lives and to begin new lives, a loan is a great decision specially since there are numerous lenders current. But the dilemma is that we have to think about our safety when creating bargains with them. That is where the forensic loan audit comes in.
It is critical that we know these things about forensic loan audit. We truly require to know because it might be beneficial for us specially that there are a lot of lenders who do issues that are against the law. Simply because they know that they can take advantage of men and women who are in need to have, they will enforce issues that will not help the individuals who loan to them but rather will give them extra burden.
Forensic Loan Audit analyzes the terms and agreements of current loans and they attempt to discover any violations based on the federal laws. They will only concentrate on federal laws because there are distinct exiting state laws that can be stricter. They will ask for various documents and you need to give them all the specifics in order for them to generate the correct case that will pin down the lender who is attempting to abuse your rights as a borrower.
Here are some widespread troubles that may well come about to a borrower. The initial one is negligent misrepresentation. This is the case when the mortgage expert tends to make errors, either unintentionally or intentionally, that are under the normal of specialists. The nest 1 is breach of the contract. This happens when the lender breaks the contract that has been set by each the lender and borrower.
The third one particular is constructive fraud. This occurs when the lender or any of his assistants or officers do not disclose some terms of the agreement, such as penalties, to the borrower just before he accepts the loan. The last one is fraud and negligent misrepresentation.
All individuals ought to be conscious of these issues prior to producing a loan so that they will not be abused by those lenders whose intentions are clearly not to support those who are in want but just to make cash out of them and aggravate their situation. We should be aware of the achievable cases that may take place to us. Being aware of these will save us from scenarios that we do not want to get into. In case you genuinely are already having a tough time paying your lender, and he continues to put so a lot pressure on you, getting some expertise about forensic loan audit could turn the tables about and turn into in favor to your side.
Bill Taylor is a true estate specialist who desires to educate folks on their choices when foreclosure looms. The banks do make blunders and from 2002-2006 over 82% of the loans originated during that time have some type of issues. Get educated and get informed. Verify out our web site http://www.YourFreeLoanMod.net and get a free forensic loan audit completed.
The securitization of subprime Residence Mortgage USA
securitization, also identified as structured finance is a financing technique that permits capital markets to support the pooling of sources direct income and sell them to investors. In nations where the legislation would encourage structured finance, virtually all income-making assets can be securitized.
In the United States, securing financing can be done for almost almost everything, like health-related and hospital records, oil exploration, settlement procedures of trial in projects across the enterprise, royalties to music, or even a baseball stadium. But often the most securitized assets, globally and in the United States are customer loans, particularly residence mortgages. The corporate structure of the U.S. mortgage securitization has created into a complicated network of relationships among the a variety of enterprise units that supply wide range of loans and investment services. In the United States, there are two simple property mortgage marketplace securities: a public (or at least quasi-public) and the other private. In basic, most residence mortgages marketplace operates by one particular of the two government sponsored enterprises (GSEs) created by Congress.
These Fannie Mae and Freddie Mac acquire mortgages businesses that meet strict underwriting recommendations with respect to private mortgage lenders. The status of Fannie Mae and Freddie Mac is a little vague, due to the fact Congress has not passed a law that explicitly guarantees the payment of bonds or securities issued by the GSEs. However economic markets typically think about these two businesses as TBTF and remedy of debt practically assured by the U.S. government, saying that Congress will not permit these businesses to collapse.
Fannie Mae and Freddie Mac to hold some mortgages in their own portfolios, securities, but many other people, they share investment instruments and sold to investors.
A huge amount of loans securitized by Fannie and Freddie give businesses economies of scale and the benefits of risk diversification that most private companies can not match. In addition. Due to the implicit federal guarantee of Fannie and Freddie, GSE can discover investors for their securities, increasing transaction expenses of credit rating agencies or credit enhancements.In addition, GSE hesitate to provide the highest loan-to-value (LTV) loans and are reluctant to purchase loans to borrowers with a history of questionable credit. Loans sold to these sources of public funds are typically 5 or 30 years mortgage, often fixed interest and no penalty for early repayment. Fannie Mae and Freddie Mac will not buy loans from private breeders mortgages, unless they use standardized contracts that include terms generally regarded as fair to both parties. The two GSEs have strict automated underwriting standards and generally accepted monetary models need standardized documents, and pay the exact same price tag for all the loans they obtain.
This is why, in basic, Fannie and Freddie acts as a stabilizing force in the prime mortgage industry, protects against and eliminate predatory lending situations or underwriting risk. Some commentators also argue that mortgage pools GSE “merge decrease and moderate some borrowers with the same loan pricing danger, which also supplies modest help for some borrowers to moderate danger. Mortgages packaged by Fannie Mae and Freddie Mac are in a great position rather by current difficulties in the mortgage market in the United States.
James Milton has a passion for writing on topics related to finance and Accounting , and also manages a Books book . In his spare time, he also writes for directory of free of charge post .
Moment of Truth – Self Titled LP – Helplessly / Chained To Your Really like / Come On In
Some current string of securities sales on eBay:
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20100421_Square or “Chain of” Lake (aka: Lake Osborne)
A few nice Chain of title images I found:
20100421_Square or “Chain of” Lake (aka: Lake Osborne)
Image by Mberjano
HISTORY OF LAKE OSBORNE
1.1PROJECT NEED OR OPPORTUNITY.
Lake Osborne was part of an extensive system of natural freshwater lakes and marshes extending approximately 30 miles along the western slope of the Atlantic Coastal Ridge in Palm Beach County. Pearce (1970) described Lake Osborne in 1878 as a large freshwater lake 1¾ miles west of Lake Worth (Lake Worth Lagoon) surrounded by a vast swamp with unknown woods to the west. Pearce’s map comparing Lake Osborne of 1883 with 1969 shows these extensive marshes on the western side of the open water (Figure 2). Pearce also refers to the magnitude of these marshes in his description of hunting in and around Lake Osborne. The “Lake Osborne” name is used by Pearce and is also referenced in a July 14, 1894 issue of The Gazetteer. No resource has turned up the source of the name and it is assumed by the State Historian that the name came from an early settler living in the vicinity when a mapping expedition first arrived to map this part of Florida.
The Atlantic Coastal Ridge is a narrow (2 to10 miles wide) limestone ridge that forms a barrier between the ocean and the Everglades basin. Cities originally developed along this high and dry ridge. Early dredging of the lakes and surrounding marshes occurred during construction of the first canal network by the Lake Worth Drainage District and the Army Corps of Engineers in the early 1900s. By draining the swamps, the canals would open Florida’s fertile farming interior to rich markets of the northeastern United States. Much of the wet prairies and marshes around Lake Osborne were lost due to this drainage in order to create farmlands. A map of Lake Osborne’s shoreline completed approximately 3 years after the Lake Worth Drainage District canals were dug shows the project area was still within the historical lake/wetland footprint (Figure __).
Despite this earlier drainage, a 1937 map still shows extensive marshes around Lake Osborne and within the project location (Figure 3). This 1937 map shows the area as it was mapped when John Prince, a County Commissioner, first approached the State government for ownership of the bottomlands for a public park for Palm Beach County. The state agreed to Prince’s request provided he obtained ownership of the adjacent uplands to the west. When approached, the adjacent landowners to the west donated their lands. In 1939
the state passed an act deeding the bottomlands to Palm Beach County, thus creating the second oldest county park in the State of Florida.
The parcels, including Lake Osborne, totaled 1,154 ac. and encompassed land bounded by what is now Lantana Road to the south, Lake Worth Road to the north, Congress Avenue to the west, and Lake Osborne Drive to the east. John Prince’s original plans were to dredge the lake for fill for the shores of the park and for road beds for what is now Lake Osborne Drive (along the eastern shore of Lake Osborne) and for fill to replace the old wooden Lantana Road bridge with a concrete causeway.
The Lake Osborne area was further impacted in the 1940s by more drainage from additional canals that were constructed to expand the original canal network, and Lake Osborne was probably also dredged during this construction. The expanded canal system bisects the lake in several locations. It is likely that filling of the adjacent wetlands for residential construction occurred at the same time or later. The park parcel was nibbled away with the building of an auxiliary military field in 1941, which later became the present day Lantana Airport to the south. Additional acreage (114 ac.) from the northwest corner was donated to the Palm Beach Community College for a permanent location in 1956. Thus, the present-day John Prince Park, which did not receive its name until 1952 after Prince’s death, encompasses 726 acres. Dredging and filling of Lake Osborne to accommodate the initial development of the park and building of Lake Osborne Drive all occurred in the early to mid 1950s. Square Lake and its oxbow were dredged to provide additional fill for the park in the 1960s and early 1970s. As a result, the oxbow is 15 to 20 ft. deep in the center and deep holes are present in the north lobe of Lake Osborne. Square Lake was left as a shallow lake with the water averaging 5 ft. in depth. Picnic tables, hiking/walking trails, and other park amenities surround the north lobe of Lake Osborne, Square Lake and its oxbow. The area designated as Custard Apple Slough had been more or less left in its natural state. There is a walking trail through the north portion of the Slough. The majority of the Slough presently is not accessible for public use. All the park area, with the exception of Custard Apple Slough, had previously been demucked and filled. The campground was also constructed in the 1960s. The last time dredging has occurred in Lake Osborne was in the north lobe in the early 1970s for fill for construction of the nearby segment of Interstate 95.
_____________________________
History of Custard Apple Slough
The Custard Apple Slough was originally open water habitat. When LWDD lowered the water level to 9 feet from 15 feet, aquatic vegetation colonized this area. In the early 1970’s there was still some open water to be seen from the boardwalk observation platform, but most of the slough was mixed cattail and sawgrass. Willow rapidly invaded there areas and became the dominant vegetation by the mid 1980’s. The boardwalk was abandoned when the wood rotted and the willow blocked the view.
Freshwater Lakes in Palm Beach County
Palm Beach County has many freshwater lakes that serve, directly or indirectly, as sources of drinking water, surfacewater storage and recreation. In an effort to better manage and restore the natural resources of the chain-of-lakes system (Lakes Pine, Clarke, Osborne, Eden and Ida) in the eastern part of the County, the County has evaluated the status of its freshwater ecosystems and developed a management plan titled “State of the Lakes” to protect, restore and enhance the natural resource values the lakes provide. (Create at link to Management plan here)
The “flow” within Lake Osborne is determined by the discharge patterns of the South Florida Water Management District’s water control structures which discharge to Lake Worth Lagoon. Lake Osborne is located between the C-51 canal structure to its north and the C-16 structure to the south. The structure which controls the C-51 canal, the largest discharging canal to the Lake Worth Lagoon, can discharge an average of 356 million gallons per day. This structure is located approximately 2 miles north and east of the north lobe of Lake Osborne and appears to be the major influence on the lake’s water movement causing its flow pattern to generally be from south to north.
Originally the project area was part of an extensive wetland/lake system derived from trapped rainwater on the western slope of the Atlantic Coastal Ridge. With acquisition of the land by the Palm Beach County, the project area was earmarked for development as a county park. John Prince Park came into being in the mid 1930s and subsequently the majority of the wetlands were filled with clean filled dredged from Lake Osborne. Some of the remnant wetlands remain, i.e., Custard Apple Slough, but for the most part, the wetlands are gone and the lake shores have long since been demucked and filled. Custard Apple Slough remains but is severely challenged with a multiplicity of exotic vegetation species. The remainder of the Park was developed and landscaped. The 6-acre wetland remains from the original wetland system that is now Picnic Island, Square Lake and its oxbow. Square Lake and its oxbow were dredged from the fill originally placed when the area was demucked. John Prince Park is a popular park with heavy usage by visitors and anglers alike.
20100421_Square or “Chain of” Lake (aka: Lake Osborne)
Image by Mberjano
HISTORY OF LAKE OSBORNE
1.1PROJECT NEED OR OPPORTUNITY.
Lake Osborne was part of an extensive system of natural freshwater lakes and marshes extending approximately 30 miles along the western slope of the Atlantic Coastal Ridge in Palm Beach County. Pearce (1970) described Lake Osborne in 1878 as a large freshwater lake 1¾ miles west of Lake Worth (Lake Worth Lagoon) surrounded by a vast swamp with unknown woods to the west. Pearce’s map comparing Lake Osborne of 1883 with 1969 shows these extensive marshes on the western side of the open water (Figure 2). Pearce also refers to the magnitude of these marshes in his description of hunting in and around Lake Osborne. The “Lake Osborne” name is used by Pearce and is also referenced in a July 14, 1894 issue of The Gazetteer. No resource has turned up the source of the name and it is assumed by the State Historian that the name came from an early settler living in the vicinity when a mapping expedition first arrived to map this part of Florida.
The Atlantic Coastal Ridge is a narrow (2 to10 miles wide) limestone ridge that forms a barrier between the ocean and the Everglades basin. Cities originally developed along this high and dry ridge. Early dredging of the lakes and surrounding marshes occurred during construction of the first canal network by the Lake Worth Drainage District and the Army Corps of Engineers in the early 1900s. By draining the swamps, the canals would open Florida’s fertile farming interior to rich markets of the northeastern United States. Much of the wet prairies and marshes around Lake Osborne were lost due to this drainage in order to create farmlands. A map of Lake Osborne’s shoreline completed approximately 3 years after the Lake Worth Drainage District canals were dug shows the project area was still within the historical lake/wetland footprint (Figure __).
Despite this earlier drainage, a 1937 map still shows extensive marshes around Lake Osborne and within the project location (Figure 3). This 1937 map shows the area as it was mapped when John Prince, a County Commissioner, first approached the State government for ownership of the bottomlands for a public park for Palm Beach County. The state agreed to Prince’s request provided he obtained ownership of the adjacent uplands to the west. When approached, the adjacent landowners to the west donated their lands. In 1939
the state passed an act deeding the bottomlands to Palm Beach County, thus creating the second oldest county park in the State of Florida.
The parcels, including Lake Osborne, totaled 1,154 ac. and encompassed land bounded by what is now Lantana Road to the south, Lake Worth Road to the north, Congress Avenue to the west, and Lake Osborne Drive to the east. John Prince’s original plans were to dredge the lake for fill for the shores of the park and for road beds for what is now Lake Osborne Drive (along the eastern shore of Lake Osborne) and for fill to replace the old wooden Lantana Road bridge with a concrete causeway.
The Lake Osborne area was further impacted in the 1940s by more drainage from additional canals that were constructed to expand the original canal network, and Lake Osborne was probably also dredged during this construction. The expanded canal system bisects the lake in several locations. It is likely that filling of the adjacent wetlands for residential construction occurred at the same time or later. The park parcel was nibbled away with the building of an auxiliary military field in 1941, which later became the present day Lantana Airport to the south. Additional acreage (114 ac.) from the northwest corner was donated to the Palm Beach Community College for a permanent location in 1956. Thus, the present-day John Prince Park, which did not receive its name until 1952 after Prince’s death, encompasses 726 acres. Dredging and filling of Lake Osborne to accommodate the initial development of the park and building of Lake Osborne Drive all occurred in the early to mid 1950s. Square Lake and its oxbow were dredged to provide additional fill for the park in the 1960s and early 1970s. As a result, the oxbow is 15 to 20 ft. deep in the center and deep holes are present in the north lobe of Lake Osborne. Square Lake was left as a shallow lake with the water averaging 5 ft. in depth. Picnic tables, hiking/walking trails, and other park amenities surround the north lobe of Lake Osborne, Square Lake and its oxbow. The area designated as Custard Apple Slough had been more or less left in its natural state. There is a walking trail through the north portion of the Slough. The majority of the Slough presently is not accessible for public use. All the park area, with the exception of Custard Apple Slough, had previously been demucked and filled. The campground was also constructed in the 1960s. The last time dredging has occurred in Lake Osborne was in the north lobe in the early 1970s for fill for construction of the nearby segment of Interstate 95.
_____________________________
History of Custard Apple Slough
The Custard Apple Slough was originally open water habitat. When LWDD lowered the water level to 9 feet from 15 feet, aquatic vegetation colonized this area. In the early 1970’s there was still some open water to be seen from the boardwalk observation platform, but most of the slough was mixed cattail and sawgrass. Willow rapidly invaded there areas and became the dominant vegetation by the mid 1980’s. The boardwalk was abandoned when the wood rotted and the willow blocked the view.
Freshwater Lakes in Palm Beach County
Palm Beach County has many freshwater lakes that serve, directly or indirectly, as sources of drinking water, surfacewater storage and recreation. In an effort to better manage and restore the natural resources of the chain-of-lakes system (Lakes Pine, Clarke, Osborne, Eden and Ida) in the eastern part of the County, the County has evaluated the status of its freshwater ecosystems and developed a management plan titled “State of the Lakes” to protect, restore and enhance the natural resource values the lakes provide. (Create at link to Management plan here)
The “flow” within Lake Osborne is determined by the discharge patterns of the South Florida Water Management District’s water control structures which discharge to Lake Worth Lagoon. Lake Osborne is located between the C-51 canal structure to its north and the C-16 structure to the south. The structure which controls the C-51 canal, the largest discharging canal to the Lake Worth Lagoon, can discharge an average of 356 million gallons per day. This structure is located approximately 2 miles north and east of the north lobe of Lake Osborne and appears to be the major influence on the lake’s water movement causing its flow pattern to generally be from south to north.
Originally the project area was part of an extensive wetland/lake system derived from trapped rainwater on the western slope of the Atlantic Coastal Ridge. With acquisition of the land by the Palm Beach County, the project area was earmarked for development as a county park. John Prince Park came into being in the mid 1930s and subsequently the majority of the wetlands were filled with clean filled dredged from Lake Osborne. Some of the remnant wetlands remain, i.e., Custard Apple Slough, but for the most part, the wetlands are gone and the lake shores have long since been demucked and filled. Custard Apple Slough remains but is severely challenged with a multiplicity of exotic vegetation species. The remainder of the Park was developed and landscaped. The 6-acre wetland remains from the original wetland system that is now Picnic Island, Square Lake and its oxbow. Square Lake and its oxbow were dredged from the fill originally placed when the area was demucked. John Prince Park is a popular park with heavy usage by visitors and anglers alike.
Jerry Cantrell Of Alice In Chains
Image by Metal Chris
Jerry Cantrell playing with Alice In Chains at the 9:30 Club in Washington DC to start their 2009 US tour. Wish I had a better zoom but my little point and shoot can only do so much! Still, I like how it came out anyways. If you want to see any of the 5 videos I shot during this concert, just click the song titles below.
Them Bones / Dam That River
Acid Bubble
Would?
Check My Brain
No Excuses
Understanding Title “Chain of Title and easements”
What is the” Chain of Title? “What are Easements? Video Rating: 5/five
Forensic mortgage audit: helpful for the homeowner
Anytime any homeowner begins losing their residences, they really feel powerless and hopeless. In that case, they are strictly instructed by the banks that they are not permitted to quick sale their properties, till and unless they pay their mortgage payment. This kind of monetary damage may land up dragging them to any unstable predicament. In case of less hope due to the foreclosure situation, home owners may possibly file bankruptcy to end this economic liability. When this kind of financial upheaval comes into the picture, then we can take the assist of forensic mortgage audit.
With the support of this variety of loan audit, we will be able to save a number of dollars effortlessly. On the basis of it, many leading institutions have witnessed “significant” compliance violations. And, in this regards, we can see the proof of incomplete disclosure or failing to answer queries, which buyers have their escrow accounts. In spite of the severity, the buyer is located to know specific data about the loan. In that case, if any lending organization does not have permission for it, then it goes below diverse lending laws.
In many situations, it is noticed that various homeowners get really confused about the repayment portion due to the lack of better technique. In that case, spending great quantity of funds for the forensic loan audit would give the assurance to the lender about the much better remedy for the mortgage loan repayment.In case of loan auditing businesses, these will prepare a single report to pursue the damages happened to the homeowner. When any expert in forensic auditing operates on the loan, then the overview of the documents is also presented at the time of generating the loan.
These attorneys cross check whether or not these documents are signed or not. Also, they audit the math, perform a test to see and examine the loan terms.
In the extreme circumstances, mortgages can be removed fully due to the violations and infractions of lending laws. Different banks give the results of these audits. And, attorneys are there to complete the loan audit reports of their analysis.Whilst we are seeking for the modification of the mortgage loan, then this kind of forensic audit will come to the picture. In case of price, charge for forensic audit varies in terms of different legal firms. Thus, it is to say that while we have problems paying for the home loan, then this kind of audit can advantage us.
I am Mike Nielsn getting eight years of expertise for writing articles on different themes like on Laboratory Gear, Property and Garden, Posters and Prints, Law and more. To know more about forensic mortgag audit, loan audit.
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Service Audit Brings Unexpected Bonus
Service Audit Brings Unexpected Bonus
Namibia: Service Audit Brings Unexpected Bonus. By Waldo, five July 2013. Maria Nangula Akudhenga, a client of Bank Windhoek's Oshakati-North branch, won the N$ 10,000 prize in the annual Bank Windhoek Service Audit competition draw. The survey, in …
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Confirmation.com Audit Service Assists FBI Uncover Fraud Scheme
A preferred provider for the American Institute of CPAs and endorsed by the American Bankers Association, the Confirmation.com electronic audit confirmation service supplies accounts payable and accounts receivable confirmations as effectively as thirty types …
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IndieFeed.com community – IndieFeed: Indie Pop Music
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Most recent Audit Service auctions
Most popular Audit Service eBay auctions:
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Bank Of America Claims ‘inaccurate Or Faulty Documents’ Do not Show Homeowner Was Harmed
Banks are not above the law, but they will attempt to operate as if they are. Heres the newest: Bank of America has claimed that a couple from Indiana actually doesnt have a case against them for robo-signed foreclosure documents. Why? Since the family members, according to BofA, didnt try to do anything to quit the foreclosure, as a result they cant prove the bank harmed them. Now, heres the true question: Is it correct? Are folks genuinely just not making their payments and ignoring all these letters and phone calls and then letting the bank take their home? In the principal, no– they are all more than it, trying desperately to resolve the predicament and save their home. It is just their word against the banks.
Men and women who use the services provided by Tila Options accumulate lots of proof of all the harm the banks loan has triggered them, all the actions they took to attempt and quit a foreclosure, and their proof of this begins with the Forensic Audit and Securitization Audit.
Lots of Attorneys for lenders have been caught lying to judges in the past, claiming that property owners never ever attempted to apply for loan mods, even even though the homeowner had tried for months! There are countless reports of home owners who never ever even received a notice of default, but only learned that their home was no longer theirs when the Sherriff came to evict them.
The entire, You cant prove that we harmed you is a rather fascinating improvement that home owners would be sensible to do anything about. What proof do home owners have that they have taken each effort to try and prevent the bank from harming them? Seriously, if the homeowner is the only one operating directly with the bank (which is the way banks and government choose you work), it becomes his word against the banks. Appears the bank typically comes out the winner. Tila employees have investigated so many predatory loans to date that there is no doubt any longer of the banks harming the men and women.
You dont see also many banks claiming that they harmed a individual since of their predatory loans either. Unless an independent organization investigates the bank, you can count on the bank brushing the complete predatory loan, or proper to foreclose (wheres the note) under the carpet and out of your view.
Your home is becoming stolen from you by banks that claim they can prove they have not harmed you and it is ok to have fraudulent foreclosure documents simply because you were missing your payments anyway! Its difficult not to compare that to some justification a child might use, such as: it was ok for the youngster to eat all the cookies since no one else wasclearly nobody was harmed!
Details:
Typically home owners are missing payments on loans that had been designed to fail. Forensic Loan Audits consistently prove this. That right there is a lot of harm to the homeowner.
Most property owners are being told to cease generating payments by banks to qualify for loan modifications. That is a lot more harm to the homeowner.
Most property owners are being stalled with lost paperwork, didnt get your fax, and other ridiculous antics from lenders in the course of the loan mod method while the lender proceeds with foreclosure. Homeowners are typically waiting for much more than a year to get a loan mod the quantity of missed payment being added to a loan benefits the lender and harms the homeowner.
Most property owners who are getting foreclosed upon are getting foreclosed upon by a bank that doesnt even personal the note and/or has the deed rightfully assigned. That is the final bit of harm. Of course a Securitization Audit proves this.
But if you dont have somebody working as an authorized third party on your behalf, how do you prove any of it? If you dont have a Forensic Audit of the original loan the lender gave you accomplished, how do you prove the harm they are guilty of from the very moment they developed that loan for you? If you dont get a Securitization Audit completed to show regardless of whether or not the lender can even foreclose upon you, how do you prove that they cant take your home?
Even far more important than proof is the reality that if you get a company like Tila Options involved on your behalf, then more than likely you wont require to think about what you have to prove and cant. You can just believe about how you had been one of the fortunate handful of who really escaped the bank oppression and nevertheless have your residence.
You have to take care of matters and shield your self and your family members. The bank isnt there to aid you. They are there to protect their monetary bottom line. They have confirmed repeatedly that they appear out for quantity a single, and that is not you.
Tila Solutions appears out for you. Their audits will prove you were wronged and they will use these audits to aid you get a loan mod. A Tila Options Consultant is offered for men and women by telephone at (702) 508-0335. Or you can check out the Tila Solutions web site at http://www.tila-now.com . They will support you and your family. They are on your side.
TAGS: BofA, Bank of America loan mod, loan modification, foreclose, foreclosure, Tila Options, Tila, loan, audit, fraud, forensic loan audit, predatory loan, notice of default, Securitization Audit
is a freelance journalist who covers trends and practices in a range of monetary markets across the US.
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Bank Workers Start off Coming Forward With Stories Of Lies & Deceitful Acts Against Property owners
From the New York Occasions Write-up, Two States Sue Bank of America More than Mortgages in December of 2010 – Former personnel said that Bank of Americas modification employees was chaotic, understaffed and not oriented to consumers, according to a news release. One particular former employee mentioned, The major objective of the training is to teach us how to get clients off the phone in significantly less than 10 minutes.
Another employee stated, When checking on a borrowers status, I typically located that the modification request had not been dealt with or was so old that the request had become inactive. However, I was instructed to inform borrowers that they have been active and in status. One particular time I complained to a supervisor that I felt I always was lying to borrowers.
From an e mail that Tila Solutions received from a former bank employee: I have just in the last 2 weeks resigned my position from a single of the leading three banks in the country. I had been functioning in the Prime Mortgage Department speaking to hundreds and hundreds of delinquent property owners, who have been anywhere from 1 to 18 plus payments delinquent and/or in various stages of loan mods, or declined for loan mods. I have been a single of the best performers in that division, earning monthly bonuses, and then just lately, I was recruited to work on the foreclosure affidavit re-views and to re-function and an re-submitt them to continue the foreclosure procedure. I am sure you’ve been reading in the newspapers about that mess and a lot of it is correct.
In speaking with hundreds of delinquent property owners, it has just blown me away, at how unaware they are of what is going on and how they think every little thing they are told by the staff of the banks.
From an anonymous telephone get in touch with by a BofA Employee to Tila Solutions: BofA finds ridiculous ways to disqualify men and women for loan modifications, one particular trick is to tell them to send in a list of documents, and then disqualify them simply because they didnt send in 1 document which was in no way asked for by the bank in the 1st place. An additional trick they have is to disqualify anybody that has some further funds in savings. BofA currently has 80,000 files for loan mod from final December that they are just acquiring to. Oh and by the way, it only takes two days to do a loan mod.
From a homeowner who referred to as in to Tila, I was referred to your business to get support on my loan mod. When asked who referred the homeowner, they mentioned that they were not supposed to say who, but that it was from a individual who worked inside BofA and knew of Tila Options, and told the homeowner that if she actually wanted to save her residence to get in touch with Tila Options.
The cause Tila Solutions is capable to efficiently support save houses is since they know how the banks operate. They know the banks lie, cheat, mislead, and outright steal peoples houses. For these factors Tila begins all new circumstances by investigating the banks loan and or foreclosure either with a Forensic Audit or a Securitization Audit. They make it clear to the bank that the homeowner is not in the wrong, the bank is. From this groundwork they then move by way of all the bank lies and deceit and get that homeowner a loan mod.
Frequently other Audit or Loan Mod firms fail to get the job carried out basically since they too are a) believing what the banks say, and b) they dont have any negotiations energy. Tila does not operate that way. Listening to and believing the banks is the greatest way to lose your property. As an alternative, get sensible. Get Forensics and/or Securitization audits done by Tila Solutions and have them negotiate with the bank for you.
Tila Options looks out for you. Their audits will prove you have been wronged and they will use these audits to assist you get a loan mod. A Tila Solutions Consultant is available for folks by telephone at (702) 508-0335. Or you can go to the Tila Solutions site at http://www.tilasolutions.com . They will support you and your loved ones. They are on your side.
TAGS: BofA, Bank of America, loan mod, loan modification, foreclose, foreclosure, Tila Options, Tila, loan, audit, fraud, forensic audit, Securitization Audit, fraudulent loan modifications,
is a freelance researcher and journalist.
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International UHY strengthens presence in Eurasia firm in Georgia joined the network
Farmington Hills, June 21, 2013 MI (PRWEB)
UHY LLP welcomes a new member in Georgia, ARG Group LLC, the international accountancy network UHY, whose firm is a member given that 2001.
ARG Group LLC was founded in 2008 and became a single of Georgias main auditing firms and consulting firms. With a team of 62 employees, such as 5 partners, the corporate headquarters is based in Tbilisi. The firm delivers a complete variety of services which includes commercial legal services and IT consulting to a portfolio of consumers in a assortment of sectors such as building, manufacturing, trade / business, solutions and finance.
Groups ARG managing partner, said Akaki Zhamutashvili: We joined the UHY network for a quantity of causes. Our affiliate companies to UHY network underpins our commitment to supplying quality services to our clients. Getting a member of UHY strengthen our neighborhood capabilities, which give you access to our existing and prospective clients to the major audit, accounting and business advisors worldwide. “
Richard G. David, Chief Operating Officer of UHY Advisors, Inc. and director of UHY International, mentioned: We are delighted ARG Group LLC joined the UHY network extending our coverage and capacity in the Eurasia area, specifically with Georgias location strategic partnership in between Europe and Asia and its development as a transit point for gas, oil and other commodities role. ARG Group SARL admission UHY network will give sturdy regional market place and industry experience, strengthening our capabilities in this region. We firmly think that the firm is a great option for our network.
languages are spoken in Georgian, English, Russian and Turkish.
About UHY LLP, the member
Cabinet
UHY LLP, a licensed CPA firm delivering audit and certification of other public and private solutions. UHY Advisors supplies tax advisory solutions and a range of sectors. UHY Advisors FLVS provides legal, valuation, intellectual home, electronic discovery and international arbitration law firms and their customers. Numerous of these services enhanced organization needs of clients and their requests for assistance in a variety of areas of experience.
UHY LLP, operating in an alternative practice structure with UHY Advisors, is one particular of the largest specialist services firms in the U.S. Whilst the scale may give self-confidence to some customers, other individuals say we are our most worthwhile is the way we bring these resources to bear to support solve today’s challenges of the changing enterprise. It is a philosophy we call the next level of service. For a lot more info, check out uhy-us.com.
All the above entities are members of UHY International, a worldwide network of independent specialist services firms providing audit, tax and consulting services worldwide. UHY International member companies incorporate one of the very best international accounting networks in the globe. As a member firm, we give our clientele with sources in organization centers strategically positioned about the planet. We are an active member of this organization with a considerable interest that brings the power of an international network to support our customers.
UHY LLP is a licensed independent CPA firm that performs attest solutions in an option practice structure with UHY Advisors, Inc. and its subsidiaries. UHY Advisors, Inc. provides tax advisory services and enterprise through wholly-owned subsidiaries that operate beneath the name of UHY Advisors. UHY Advisors, Inc. and its affiliates are not licensed CPA firms. UHY LLP and UHY Advisors, Inc. are U.S. members of Urbach Hacker Young International Limited, a UK organization, and forms element of the international UHY network of accounting firms and independent legal type. UHY is the brand name for the UHY international network. All solutions described herein are offered by UHY LLP and / or UHY Advisors (if applicable) and not by UHY or any other member firm of UHY. Neither UHY nor any member of UHY has any liability for services offered by other members.
About UHYthe network
Founded in 1986 and based in London, UK, UHY is a network of audit firms, accounting, taxation and independent suggestions with offices in a lot more than 270 organization centers in 86 countries. Over 7,one hundred employees generated total income of $ 622 million in 2012, ranking UHY network largest international accounting and consulting 25th. Each and every member of UHY is a legally separate and independent firm. Every member of UHY is a legally separate and independent firm. For much more data on UHY please go to http://www.uhy.com.
UHY is a full member of the Forum of Firms, an association of international networks of accounting firms. For far more information on the Forum of Firms, check out http://www.forumoffirms.org.
UHY press speak to
Maeremans by Dominique +44 20 2621 7767 or d.maeremans (at) uhy (dot) com
http://www.uhy.com
liaison office contacts ARG Group LLC
Akaki Zhamutashvili by +995 32 236-3007 or 995 595 53-03-06 or Akaki (at) arggroup (dot) ge
Ivane Shpetishvili by 995 or 599 15-20-38 shpetishviliv (at) arggroup (dot) ge
http://www.arggroup.ge
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Alice In Chains At The 9:30 Club
A couple of good Chain of title images I located:
Alice In Chains At The 9:30 Club
Image by Metal Chris
Alice In Chains playing at the 9:30 Club in Washington DC to begin their 2009 US tour. I was sad they did not play my favourite song of theirs, Bleed The Freak, but regardless the show wasn’t poor. They played three new songs off the new album but no acoustic set this time. They played Nutshell and No Excuses, both from the acoustic album Jar Of Flies, but they had been each accomplished electric. All round I didn’t like the show as significantly as the when I saw them in 2006, but it was nonetheless worth seeing, specifically considering that my girlfriend got us guest listed. I will be back to the 9:30 Club in a couple of days to see Motorhead so hold an eye out for much more pix from then. Hopefully I will get some far better shots because I don’t consider it’s going to sell out. If you want to see any of the five videos I shot for the duration of this concert, just click the song titles beneath.
Them Bones / Dam That River
Acid Bubble
Would?
Verify My Brain
No Excuses
Alice In Chains At The 9:30 Club
Image by Metal Chris
Alice In Chains playing at the 9:30 Club in Washington DC to begin their 2009 US tour. I was sad they didn’t play my favored song of theirs, Bleed The Freak, but regardless the show wasn’t bad. They played 3 new songs off the new album but no acoustic set this time. They played Nutshell and No Excuses, both from the acoustic album Jar Of Flies, but they have been both accomplished electric. General I did not like the show as considerably as the when I saw them in 2006, but it was nevertheless worth seeing, specially since my girlfriend got us guest listed. I will be back to the 9:30 Club in a couple of days to see Motorhead so maintain an eye out for a lot more pix from then. Hopefully I will get some far better shots because I do not consider it really is going to sell out. If you want to see any of the five videos I shot throughout this concert, just click the song titles under.
Them Bones / Dam That River
Acid Bubble
Would?
Check My Brain
No Excuses
Alice In Chains At The 9:30 Club
Image by Metal Chris
Alice In Chains playing at the 9:30 Club in Washington DC to start off their 2009 US tour. I was sad they did not play my preferred song of theirs, Bleed The Freak, but regardless the show wasn’t bad. They played three new songs off the new album but no acoustic set this time. They played Nutshell and No Excuses, each from the acoustic album Jar Of Flies, but they have been each done electric. Overall I did not like the show as a lot as the when I saw them in 2006, but it was nevertheless worth seeing, specifically considering that my girlfriend got us guest listed. I will be back to the 9:30 Club in a few days to see Motorhead so hold an eye out for much more pix from then. Hopefully I’ll get some much better shots since I don’t feel it really is going to sell out. If you want to see any of the five videos I shot for the duration of this concert, just click the song titles below.
Them Bones / Dam That River
Acid Bubble
Would?
Check My Brain
No Excuses
Nice Chain Of Title photos
A handful of good Chain of title photos I discovered:
[Deck gear and navigation bridge]
Image by SMU Central University Libraries
Title: [Deck equipment and navigation bridge]
Creator: Bedford Lemere & Co.
Date: ca. 1905-1907
Part Of: Photographs of Q.S.T.S. ”Lusitania”
Location: The United Kingdom
Physical Description: 1 photographic print: gelatin silver 24 x 30 cm.
File: ag1982_0183_077_sm_opt.jpg
Rights: Please cite Southern Methodist University, Central University Libraries, DeGolyer Library when employing this image file. A high-good quality version of this file could be obtained for a fee by contacting degolyer@smu.edu.
For more info and to view the image in high resolution, see: digitalcollections.smu.edu/cdm/ref/collection/eaa/id/196
View Europe, India, and Asia: Photographs, Manuscripts, and Imprints digitalcollections.smu.edu/all/cul/eaa/
Provost’s chain of office, Tranent (detail)
Image by east_lothian_museums
This chain of workplace was created in 1953 by Hamilton and Inches of Edinburgh and was utilized by successive provosts of Tranent till the abolition of all burgh councils in 1975. The responsibilities of the town council were then absorbed by East Lothian District Council.
This is a sliver chain of flat links formed with a Celtic-knot motif. An oval pendant decorated in coloured enamels is suspended from the chain. The pendant displays a shield with the figures of an agricultural worker and a miner.
Tranent became a ‘Police Burgh’ in 1860 and a ‘Small Burgh’ in 1929: each titles granted elected commissioners and later councillors possession of authority and responsibility for specific regional matters such as policing, housing, sanitation, and other folks.
Acquisition Number – 2001.ten
Saeimas priekšsēdētājs Gundars Daudze tikās ar Krievijas Revīzijas palātas priekšsēdētāju
A handful of nice Audit Service images I identified:
Saeimas priekšsēdētājs Gundars Daudze tikās ar Krievijas Revīzijas palātas priekšsēdētāju
Image by Saeima
2009.gada 14.decembrī Saeimas priekšsēdētājs Gundars Daudze tikās ar Krievijas Federācijas Revīzijas palātas priekšsēdētāju Sergeju Stepašinu.
Foto: Saeimas Kanceleja
Saeimas priekšsēdētājs Gundars Daudze tikās ar Krievijas Revīzijas palātas priekšsēdētāju
Image by Saeima
2009.gada 14.decembrī Saeimas priekšsēdētājs Gundars Daudze tikās ar Krievijas Federācijas Revīzijas palātas priekšsēdētāju Sergeju Stepašinu.
Foto: Saeimas Kanceleja
